1. All Risk 

All Risks except those Specifically excluded.

2. Burglary

Loss or Damage to property insured or any part thereof whilst within the declared premises by theft following upon actual forcible and violent entry into or exit from the premises or consequent upon assault violation or threats thereof. Damage to specified premises falling to be borne by the insured which shall be due to such theft as stated in (a) above or any attempts thereof.

3. Money

Loss of money arising from a hold-up, robbery or any attempt thereof

4. Fidelity Guarantee

Dishonesty of/Theft by Employees of money or company property in their care

5. Group Personal Accident

Death, Permanent Disability, Temporal Total Disablements, Medical Express, Funeral Express

6. Employers Liability

Legal Liability to Employees whilst on duty

7. Public Liability

Legal Liability to third parties visiting Business Premises

8. Professional Indemnity

Errors & Omissions / Professional Negligence